Insurance & Cashless
Cashless eye care, explained clearly.
Understand cashless treatment, current empanelment and what to prepare before your visit.
Medically reviewed by Dr. Sachin Mungale, MBBS, MS (Ophthalmology) · Fellowship in Glaucoma, L V Prasad Eye Institute, Hyderabad · Gujarat Medical Council Reg. No. G-12281 and Dr. Meeta Mungale, MBBS, MS (Ophthalmology), DNB · Fellowship in Cornea & Anterior Segment, L V Prasad Eye Institute, Hyderabad · Gujarat Medical Council Reg. No. G-39262 · Reviewed on 3 October 2026
Cashless support
Subject to insurer / TPA approval
Start here
Can I use cashless treatment?
Mungale Eye Hospital currently supports cashless eye treatment for eligible patients through selected insurers — subject to approval, policy terms and TPA/insurer processes.
- Current empanelment
- Four insurers empanelled today — always confirm before visiting.
- Pre-authorization may be required
- The hospital coordinates approval with your insurer or TPA.
- Coverage depends on your policy
- Diagnosis, waiting periods, exclusions and limits all matter.
Partners
Who is currently empanelled?
Current empanelment can change. Confirm with the hospital before your visit.
HDFC ERGOCurrent empanelment
IFFCO TokioCurrent empanelment
Navi General InsuranceCurrent empanelment
Tata AIGCurrent empanelment
Empanelment changes over time.
This list is updated periodically. Please call +91 81402 50055 before your visit to confirm whether your insurer or TPA is currently empanelled for cashless eye treatment.
The process
How cashless treatment works at Mungale.
Here’s what happens from booking to approval.
Bring your documents
Bring your health insurance card or policy number, a valid photo ID, and any referral letter, previous consultation papers, reports, or eye treatment records, if applicable.
Tell us at booking
When you call to book your appointment, let us know that you want to use health insurance for cashless eye treatment, cashless cataract surgery, or another covered eye procedure.
We coordinate approval
Our team coordinates with your insurer or TPA for pre-authorization. Once approved, the eligible treatment amount is settled directly between the insurer and hospital as per your policy terms.
Know what you will need to pay
Covered amounts may be settled directly with the insurer/hospital, while co-payments, deductibles, exclusions or non-covered charges may still apply. Any co-payment, deductible, exclusions, or non-covered charges as per your health insurance policy will be explained to you in advance.
What should I bring?
Come prepared.
Bring these documents so the process can move smoothly.
Not sure what you need?
Call the insurance desk- Health insurance card or policy number
- Valid photo ID
- Referral letter, if required
- Previous consultation papers
- Eye reports / investigation records
Understand cashless
What does cashless actually mean?
Cashless
Cashless eye treatment means your approved hospital bill is settled directly with your insurance provider without full upfront payment. Many eye procedures like cataract surgery are covered under health insurance, depending on your policy terms and approval.
You may still pay
- Co-payment
- Deductible
- Exclusions
- Non-covered charges
These are explained according to your policy — before the procedure begins.
Questions, answered
Insurance FAQ.
01 / 09
Which eye hospital in Vadodara provides cashless treatment?
Mungale Eye Hospital provides cashless treatment for eligible eye surgeries through selected insurance providers, subject to approval and policy terms.
Mungale Eye Hospital provides cashless treatment for eligible eye surgeries through selected insurance providers, subject to approval and policy terms.
Yes, cashless eye surgery is available in Vadodara for eligible procedures like cataract surgery, depending on insurer or TPA approval and policy coverage.
Mungale Eye Hospital is currently empanelled with selected insurers including HDFC ERGO, IFFCO Tokio, Navi General Insurance, and Tata AIG for eligible cashless eye treatment. If your insurer is not on this list, you may still be eligible for reimbursement after treatment. Please call us to check the current empanelment status.
Yes, eligible patients undergoing cataract surgery at Mungale Eye Hospital in Vadodara may be able to use cashless insurance support, subject to insurer or TPA approval and policy coverage.
In many cases, medically necessary cataract surgery is covered under health insurance and may be eligible for cashless treatment. Final approval depends on your policy terms, waiting period, exclusions, diagnosis, and insurer or TPA approval.
Most planned eye surgeries and procedures, including cataract surgery, glaucoma procedures, retina treatments, and corneal treatments, may be considered under health insurance. Coverage depends on your diagnosis, policy terms, exclusions, waiting periods, and insurer or TPA approval.
In many approved cashless cases, you do not have to pay the covered amount upfront. However, some policies include co-payment, deductibles, exclusions, or non-covered items, and our team will explain any out-of-pocket costs before your procedure begins.
Please carry your health insurance card or policy number, a valid photo ID, referral papers if required, and any previous consultation papers, reports, or investigation records related to your eye condition.
If pre-authorization is not granted, you can still proceed with treatment and file for reimbursement with your insurer directly, depending on your policy terms. We will provide all necessary medical records, bills, and supporting documents.
What if cashless approval isn’t granted?
If pre-authorization is not granted, you can still proceed with treatment and file for reimbursement with your insurer directly, depending on your policy terms. We will provide all necessary medical records, bills, and supporting documents.
Talk to the insurance desk